Loan Against Property (LAP) Process from Sampan Financial Services Pvt. Ltd.

“Your Property is Your Strength: Get Instant Funds with Ease”

Sampan Financial Services Pvt. Ltd. simplifies the process of availing a Loan Against Property (LAP) to provide you with instant funds using your property as collateral. Here’s how the process works:

1. Loan Application

• Online or Offline Application: Visit Sampan Financial Services’ office or apply online via their official portal.
• Basic Details Required: Share details like the purpose of the loan, property information, and personal documents.

2. Document Submission

Submit the following essential documents for processing:

• Identity Proof: Aadhaar Card, PAN Card, or Passport.
• Address Proof: Utility bills, Voter ID, or Driving License.
• Property Documents: Sale deed, property tax receipts, or building plan.
• Income Proof: Salary slips, bank statements, or ITR returns.
• CIBIL Score Report: Preferably 700 or above for faster approval.

3. Property Valuation

Sampan Financial Services’ valuation team will assess your property to determine:

• Market value.
• Eligibility based on loan-to-value (LTV) ratio (up to 75% of property value).

4. Loan Approval

• After successful property verification and credit assessment, the loan is sanctioned.
• Approval is communicated within a short turnaround time.

5. Loan Disbursal

• Once all formalities are completed, funds are disbursed directly into your bank account.
• The process is designed to ensure instant availability of funds.

Why Choose Sampan Financial Services for LAP?

• Low Interest Rates: Competitive rates tailored to your financial profile.
• Flexible Tenure: Repayment periods ranging up to 15 years.
• No Hidden Charges: Transparent processing and disbursal terms.
• Quick Processing: Minimal documentation and faster approvals.

Eligibility Criteria

• Ownership of a residential, commercial, or industrial property.
• Stable income source to ensure repayment capability.
• Minimum age of 21 years and a maximum age of 65 years (at loan maturity).

Unlock the power of your property with Sampan Financial Services and achieve your financial goals effortlessly!