
Sampan Financial Services Pvt. Ltd. offers a comprehensive range of home loan options designed to help individuals achieve their dream of homeownership. Here’s a detailed overview of Sampan’s home loan facilities:
1. High Loan Amount with Attractive Interest Rates
- Sampan Financial Services provides high-value home loans at competitive interest rates, making monthly repayments affordable. Working with leading banks like HDFC, ICICI, SBI, and PNB, Sampan ensures you have access to favorable rates and terms.
2. Flexible Tenure Options
- Home loans can be customized with tenures of up to 30 years, depending on your financial capability and repayment preference, to reduce your monthly EMI burden and provide greater financial flexibility.
3. Minimal Documentation
- Sampan simplifies the documentation process, typically requiring basic documents like identity proof, address proof, income proof, and property-related documents. This makes the loan application hassle-free and fast.
4. Quick Processing and Disbursal
- With a streamlined approval and disbursal process, Sampan ensures that once your documents are verified, funds are available quickly so that you can move forward with your property purchase without delay.
5. Home Loan Balance Transfer Facility
- If you’re already servicing a home loan at a higher interest rate, Sampan provides a home loan balance transfer option, allowing you to transfer your loan to a lower interest rate and save on interest costs.
6. Customized Loan Options for All Types of Properties
- Sampan offers loans for various property types, including:
- Ready-to-move homes
- Under-construction properties
- Land/Plot purchase
- Self-construction on an owned plot
7. Special Schemes for Armed Forces Personnel
- Sampan offers a unique home loan scheme for armed forces personnel in partnership with LIC, featuring no processing fee, a 8.40% interest rate, and requiring a minimum CIBIL score of 750.
8. Dedicated Support for First-time Home Buyers
- Sampan has a dedicated team that provides personalized assistance to first-time home buyers, helping them navigate the process, complete documentation, and access government subsidies (like PMAY) if eligible.
9. Loan for Renovation and Expansion
- Beyond purchasing a property, Sampan also offers home loans for renovation, expansion, or improvement, allowing you to make necessary upgrades to your home without straining your finances.
10. Home Loan Services in Hisar and Surrounding Areas
- Specially catering to customers in Hisar and nearby rural, urban, and village areas, Sampan extends a local approach to ensure easy accessibility for all types of borrowers.
11. Easy Eligibility and Personalized Loan Guidance
- Sampan’s eligibility criteria are accessible to both salaried and self-employed individuals. Their financial experts assess your needs and guide you towards a loan product suited to your financial profile and property goals.
12. Tax Benefits
- Borrowers can also enjoy tax benefits under Sections 24 and 80C of the Income Tax Act, allowing for deductions on interest payments and principal repayment.
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