Sampan Financial Services Pvt. Ltd. offers a Home Loan with an Overdraft (OD) Facility, combining the benefits of a traditional home loan with the flexibility of an overdraft account. This option is ideal for individuals who wish to save on interest payments while maintaining liquidity for their financial needs.

Key Features of Home Loan with OD Facility:

1. Flexible Loan Repayment:
   • Allows prepayment and withdrawal of surplus funds without any penalties.
   • Pay interest only on the utilized amount.
2. Lower Interest Burden:
   • Reduces interest liability by parking surplus funds in the OD account linked to the loan.
3. Liquidity Benefits:
   • Easy access to funds whenever required without additional loan applications.
4. Competitive Interest Rates:
   • Attractive interest rates with the advantage of paying less interest when surplus funds are deposited.
5. Tenure and EMI Options:
   • Flexible loan tenure ranging from 10 to 30 years.
   • Customized EMI options to suit individual financial plans.
6. Eligibility:
   • Salaried and self-employed individuals with a good credit score (CIBIL score of 700+ preferred).
   • Minimum age: 21 years; maximum age: 60 years (salaried) or 65 years (self-employed).
7. Loan Amount:
   • Minimum loan amount starting at ₹10 lakhs, depending on the property’s value and repayment capacity.
8. Quick Processing:
   • Simplified application process with minimal documentation.

Benefits of Choosing Sampan Financial Services:

• Collaboration with leading banks and NBFCs for competitive rates.
• Personalized customer service and end-to-end assistance.
• Transparent processes with no hidden charges.

How to Apply:

1. Contact Sampan Financial Services Pvt. Ltd. through their official channels.
2. Submit required documents, including:
   • ID proof, address proof, income proof, and property documents.
3. Discuss the OD facility and finalize terms based on your financial goals.

Why Opt for a Home Loan with OD Facility?

This facility is particularly beneficial for those with irregular income or who wish to use their surplus funds effectively to reduce their loan burden while maintaining liquidity for other investments or expenses.

For more details or to start your application, reach out to Sampan Financial Services Pvt. Ltd. today!