PLOT PURCHASE

Buying land is a big step toward building your dream home or setting up a business. Sampan Financial Services Pvt Ltd makes it simple and seamless with its Land Purchase Loan facility. Hereโ€™s how the process works:

โœ… Step-by-Step Process to Get a Land Purchase Loan

1. Loan Inquiry & Initial Consultation

  • Contact Sampan Financial via phone, WhatsApp, or website.

  • Share your basic requirement (residential/agricultural/commercial land).

  • Our team explains loan eligibility, documents, ROI, and tenure.

2. Eligibility Check

  • Based on:

    • Income (Salaried or Self-employed)

    • CIBIL Score (ideally 700+)

    • Property location and type

    • Age (minimum 21 years)

3. Document Submission

Basic documents include:

  • KYC: PAN, Aadhaar, Passport-size photo

  • Income Proof:

    • Salaried: Salary slips, bank statement, Form 16

    • Self-employed: ITRs, balance sheet, business proof

  • Property Documents:

    • Land papers (registry, khasra/khatoni, mutation)

    • Approved layout (if applicable)

    • No Encumbrance Certificate

4. Loan Offer & Sanction

  • Loan amount decided based on property value and income.

  • Competitive interest rates from partnered banks/NBFCs.

  • Receive a Loan Sanction Letter.

5. Legal & Technical Verification

  • Independent legal verification of land papers.

  • Technical team inspects land condition and accessibility.

6. Agreement & Disbursement

  • Sign the loan agreement.

  • Loan is disbursed directly to the landowner/seller or as per agreement.

7. Loan Repayment

  • Monthly EMI begins as per selected tenure (up to 15โ€“20 years).

  • EMI via ECS/NACH.

๐Ÿ’ผ Why Choose Sampan Financial Services?

  • ๐Ÿฆ Multiple bank & NBFC tie-ups

  • ๐Ÿ” Transparent process

  • ๐Ÿ’ฏ Personalized loan offers

  • ๐Ÿงพ Assistance in documentation & property evaluation

  • ๐Ÿ“ PAN India service with local expertise

Tags
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